A key provision of the Affordable Care Act is the expansion of Medicaid, a government health insurance program for low-income people, to those earning up to 138 percent of federal poverty guidelines. This includes those with household incomes up to around $15,000 a year for individuals and $32,000 a year for a family of four. As a result of the U.S. Supreme Court’s decision upholding the constitutionality of the ACA, states now have the ability to choose whether they will expand their Medicaid programs under the act. The federal government will pay 100 percent of the cost for expanding Medicaid eligibility through 2016, with a gradual reduction to paying 90 percent of the cost starting in 2017.
In approving states, uninsured people who qualify for enrollment under the expansion of Medicaid will have access to extended health coverage. Both Ohio and Michigan have approved the expansion of Medicaid, extending health coverage to uninsured individuals in both states. Medicaid expansion is effective in Ohio on Jan. 1, 2014, and will be effective in Michigan in late March or early April 2014.
Ohio residents can learn more about Medicaid expansion and coverage under the program by visiting the Ohio Department of Medicaid’s website. Michigan residents can find this information by visiting the Michigan Department of Community Health’s website.
Medicaid Expansion Under the ACA
For more information about Medicaid expansion, watch the below video from the Robert Wood Johnson Foundation.